An investment strategy should reflect more than a desire for growth. It should account for your goals, timeline, need for liquidity, tolerance for market fluctuations, and the tax characteristics of the assets and accounts you own. We help clients evaluate how retirement and non-retirement investments can complement one another within a coordinated financial plan.
After-tax investment planning begins by understanding what you need your money to accomplish. For some investors, current yield and consistent income may be the priority. Others may be willing to accept greater short-term volatility in pursuit of long-term growth. We help determine the appropriate balance based on your objectives, time horizon, risk tolerance, and overall financial plan.
Tax efficiency and liquidity are also important considerations when managing after-tax assets. We evaluate how investments may be structured to help manage the tax impact of income and gains while making sure the appropriate amount of money remains accessible when you need it. The result is an investment strategy designed around both how your assets can grow and how you expect to use them.